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NCD & Debentures

Stable Returns with Capital Preservation

Non-Convertible Debentures (NCDs) and other fixed income instruments provide predictable returns with relatively lower risk. From corporate bonds to invoice discounting, these instruments are ideal for conservative investors seeking stable cash flows and capital protection.

Risk Level

Low to Medium

What We Offer

Non-Convertible Debentures (NCDs)

Fixed-income instruments issued by corporations offering higher interest rates than FDs. Listed on stock exchanges for liquidity.

Invoice Discounting

Short-term investment where you fund invoices of corporates. Typically offers 10-14% returns over 30-90 day periods.

Corporate Bonds

Debt securities issued by companies. Offer fixed coupon payments and return of principal at maturity.

Government Securities

Sovereign bonds backed by the government. Zero default risk with competitive interest rates.

Key Benefits

  • Predictable and stable returns
  • Higher interest rates than bank FDs
  • Capital preservation for conservative investors
  • Regular income through coupon payments
  • Portfolio diversification away from equity volatility
  • Short-term options available through invoice discounting

Who Should Invest?

  • Conservative investors seeking stable returns
  • Retirees looking for regular income
  • Those wanting to diversify away from equity
  • Short-term investors (invoice discounting)
  • Risk-averse individuals preferring capital safety

Frequently Asked Questions

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